|
Bank Name
|
Floating Interest Rate
|
Processing Fee
|
Prepayment Charges
|
|
LIC HOUSING |
Between 20-30 lacs - 10.80% , Between 30-75 - 11.15%
|
Up to 30 lacs : 10,000+ 10.30%(Service tax)
|
No prepayment charges shall be payable for partial or full prepayments irrespective of the source in floating roi.In fixed Roi pre-payment charges of 2% applicable only if pre-payment from other bank.
|
|
HDFC LTD.
|
Between 20-30 lacs - 10.75% (Fixed for 3yr) , Between 30-75 - 11.25% (Fixed for 3yr)
|
0.5% plus applicable service tax and cess
|
If 25% of outstanding amount is paid within 3 years - No Penalty , otherwise 2% of outstanding amount
|
|
FIRST BLUE HOME FINANCE
|
Between 20-30 lacs - 10.50% (for Salaried) 11% ( for Self Employed) , Between 30-75 - 10.75% (for Salaried) 11.25% ( for Salf Employed)
|
0.5% or 6000 whichever is less plus doc charges plus taxes (upto 25 lacs), 0.5% or 10000 whichever is less plus doc charges plus taxes (25-75 lacs), 0.5% or 15000 whichever is less plus doc charges plus taxes (above 75 lacs).
|
Nil
|
|
AXIS BANK
|
Any Amount lakh - 11.75% (Fixed for 20yrs)
|
1% of the loan amount + applicable taxes
|
2% (For Scheme I)
|
|
STATE BANK OF INDIA
|
Between 20-30 lacs - 10.75% , Between 30-75 - 11%
|
Upto 25 lacs 0.25%
|
NIL
|
|
BAJAJ FINANCE LTD.
|
Any amount lakh-11.50%
|
0.50% of the loan amount + s.tax.
|
NIL
|
