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Bank Name
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Prepayment Charges
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Floating Interest Rate
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Processing Fee
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LIC HOUSING |
No prepayment charges shall be payable for partial or full prepayments irrespective of the source in floating roi.In fixed Roi pre-payment charges of 2% applicable only if pre-payment from other bank.
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Between 20-30 lacs - 10.80% , Between 30-75 - 11.15%
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Up to 30 lacs : 10,000+ 10.30%(Service tax)
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HDFC LTD.
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If 25% of outstanding amount is paid within 3 years - No Penalty , otherwise 2% of outstanding amount
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Between 20-30 lacs - 10.75% (Fixed for 3yr) , Between 30-75 - 11.25% (Fixed for 3yr)
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0.5% plus applicable service tax and cess
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FIRST BLUE HOME FINANCE
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Nil
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Between 20-30 lacs - 10.50% (for Salaried) 11% ( for Self Employed) , Between 30-75 - 10.75% (for Salaried) 11.25% ( for Salf Employed)
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0.5% or 6000 whichever is less plus doc charges plus taxes (upto 25 lacs), 0.5% or 10000 whichever is less plus doc charges plus taxes (25-75 lacs), 0.5% or 15000 whichever is less plus doc charges plus taxes (above 75 lacs).
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AXIS BANK
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2% (For Scheme I)
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Any Amount lakh - 11.75% (Fixed for 20yrs)
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1% of the loan amount + applicable taxes
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STATE BANK OF INDIA
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NIL
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Between 20-30 lacs - 10.75% , Between 30-75 - 11%
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Upto 25 lacs 0.25%
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BAJAJ FINANCE LTD.
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NIL
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Any amount lakh-11.50%
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0.50% of the loan amount + s.tax.
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